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Legal & Policies
Terms & Conditions Privacy Policy Refund & Cancellation Seller Agreement Prohibited Products Cookie Policy

Terms and Conditions

Official Policy Document • JJuma Global Solutions Limited • Last Updated: August 2026

Introduction

Welcome to JJuma Market, a marketplace operated by JJuma Global Solutions Limited.

JJuma Market allows businesses, developers, freelancers, creators, and merchants to sell digital products, professional services, and physical products through our platform.

By accessing or using JJuma Market, you agree to these Terms and Conditions. If you do not agree, please do not use the platform.

Eligibility

You must be at least 18 years old or have legal authority to enter into binding agreements.

You are responsible for maintaining the security of your account.

Marketplace Role

JJuma Market provides the technology platform that connects buyers and sellers.

JJuma Market is not the owner of products or services listed by independent sellers.

Each seller is responsible for:

  • Product quality
  • Product descriptions
  • Pricing
  • Delivery
  • Customer support
  • Refund eligibility
  • Legal compliance

User Accounts

Users agree to:

  • Provide accurate information
  • Keep login credentials secure
  • Update account information when necessary
  • Use the platform lawfully

We may suspend or terminate accounts that violate these Terms.

Orders and Payments

When a buyer places an order:

  • Payment must be successfully authorized.
  • Orders are confirmed only after successful payment verification.
  • Digital products become available after payment confirmation.
  • Services begin according to the seller's delivery timeline.

Fees

JJuma Market may charge platform fees, commissions, or transaction fees where applicable.

Applicable fees are displayed before checkout.

Intellectual Property

Sellers must own or have permission to sell all content uploaded.

Uploading copyrighted material without permission is prohibited.

Limitation of Liability

JJuma Market provides the marketplace "as is."

We do not guarantee uninterrupted service and are not responsible for losses resulting from:

  • seller actions
  • buyer actions
  • internet failures
  • third-party services
  • force majeure events

Suspension

We may suspend accounts involved in:

  • fraud
  • abuse
  • prohibited products
  • chargeback abuse
  • illegal activity
  • identity fraud

Changes

We may update these Terms at any time.

Continued use means acceptance of the updated Terms.


Privacy Policy

Introduction

JJuma Global Solutions Limited respects your privacy.

This Privacy Policy explains how we collect, use, store, and protect personal information.

Information We Collect

We may collect:

  • Name
  • Email address
  • Phone number
  • Business information
  • Billing information
  • Delivery information
  • Account activity
  • Device information
  • IP address
  • Browser information

Payment Information

Payment information is securely processed through licensed payment partners.

JJuma Market does not store complete card numbers or sensitive payment credentials.

How We Use Information

We use information to:

  • create accounts
  • process orders
  • deliver digital products
  • verify identities
  • prevent fraud
  • improve the platform
  • provide customer support
  • meet legal obligations

Sharing Information

We only share information with:

  • sellers fulfilling orders
  • payment partners
  • delivery partners
  • government authorities where legally required
  • trusted service providers

We never sell your personal information.

Data Protection

We implement appropriate technical and organizational measures to protect your data.

Your Rights

You may:

  • access your information
  • update your information
  • request corrections
  • request deletion where legally permitted
  • close your account

Cookies

We use cookies to improve user experience. More details are available in our Cookie Policy.

Contact

Questions about privacy may be sent to our support team at support@jjuma.com.


Refund & Cancellation Policy

General

Refund eligibility depends on the type of purchase and the seller's published policy.

Digital Products

Because digital products are downloadable immediately after successful payment, they are generally non-refundable once access has been granted.

Refunds may be considered when:

  • the file is corrupted
  • the wrong product was delivered
  • the product cannot reasonably perform as described
  • duplicate payments occurred

Professional Services

Buyers may cancel before work begins where allowed by the seller.

Once work has started, refunds depend on:

  • completed work
  • delivery status
  • evidence provided
  • seller policy

Physical Products

Refunds and returns follow the seller's published return policy.

Duplicate Payments

Duplicate payments caused by technical issues will be investigated and refunded where confirmed.

Chargebacks

Customers should contact JJuma Market before initiating a chargeback.

Fraudulent chargebacks may result in account suspension.

Disputes

JJuma Market may assist in resolving disputes but reserves the right to make decisions based on available evidence.


Seller Agreement

Introduction

This Seller Agreement applies to everyone selling products or services on JJuma Market.

Seller Responsibilities

Sellers agree to:

  • provide accurate listings
  • own the rights to listed content
  • deliver products and services as described
  • respond to customers promptly
  • maintain professional conduct

Prohibited Conduct

Sellers must not:

  • misrepresent products
  • use stolen content
  • manipulate reviews
  • create fake orders
  • misuse customer information
  • attempt payments outside the platform

Pricing

Sellers are responsible for setting accurate prices. Hidden fees are prohibited.

Delivery

Sellers must deliver within the stated delivery period. Repeated late deliveries may affect seller performance.

Reviews

Buyers may leave honest reviews. Manipulating ratings or reviews is prohibited.

Intellectual Property

Sellers confirm they own or have permission to sell uploaded content.

Verification

JJuma Market may request identity or business verification before allowing sales or withdrawals.

Account Suspension

Seller accounts may be suspended for:

  • fraud
  • copyright infringement
  • prohibited products
  • repeated complaints
  • excessive refunds
  • policy violations

Payouts

Seller earnings become eligible for withdrawal according to platform settlement schedules after successful payment confirmation and applicable review periods.


Prohibited Products Policy

The following products and services are strictly prohibited on JJuma Market:

Illegal Products

Including stolen goods, counterfeit goods, forged documents, illegal software, hacked accounts.

Adult Content

Including pornography, escort services, sexually explicit material, adult live services.

Weapons

Including firearms, ammunition, explosives, weapon parts.

Drugs

Including illegal drugs, narcotics, controlled substances sold without authorization.

Financial Fraud

Including pyramid schemes, money laundering, investment fraud, fake loans, fake charities.

Copyright Violations

Including pirated software, cracked software, leaked source code, copyrighted media without authorization.

Dangerous Products

Including harmful chemicals, dangerous biological materials, unsafe medical products.

Fake Documents

Including passports, driver's licences, academic certificates, identity cards.

Gambling

Unauthorized gambling services or betting activities prohibited by applicable law.

Cryptocurrency Abuse

Services intended to facilitate fraud, scams, or illegal financial activity.

Enforcement

JJuma Market may remove listings, suspend accounts, permanently ban sellers, freeze payouts, and report illegal activity to relevant authorities.


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